ViserLab successfully customized ViserBank – our powerful PHP Laravel-based digital banking solution – for Gio Money. The result is a modern, crypto-friendly e-banking platform that stands out in the competitive fintech space.

Client Overview

Gio Money is a next-generation digital banking platform built for the crypto era. It offers secure, ultra-fast, and borderless banking services worldwide, including instant transfers, loans, high-yield deposit schemes (FDR & DPS), online payments, and more.

Gio Money serves users who want full control over their funds – without traditional banking barriers. The platform already had strong core features, but needed advanced flexibility to attract and retain crypto-savvy users globally.

Client’s Problem

Gio Money’s team faced three key challenges with the standard platform:

• Users wanted to manage multiple bank accounts under one profile (e.g., separate savings, business, or crypto-linked accounts).
• There was no seamless fiat-to-crypto conversion, limiting appeal to the growing crypto community.
• The existing user dashboard felt basic and lacked real-time insights, quick actions, and a personalized experience.

Without these features, user engagement and retention were lower than desired in a crowded digital banking market.

Client’s Goals

Gio Money aimed to:

• Allow every user to create and switch between multiple accounts effortlessly.
• Introduce instant, secure fiat-to-crypto conversion with competitive rates.
• Completely redesign the user dashboard for better usability, visual appeal, and functionality.

Solution We Gave

ViserLab provided a full customization package on top of ViserBank:

• Multi-Account System.
• Fiat-to-Crypto Gateway.
• Enhanced, Modern User Dashboard.

These additions turned Gio Money into a true crypto banking hub while keeping the core ViserBank features (loans, FDR/DPS, transfers, low fees, etc.) intact.

How We Implemented That

We followed an agile development process with regular client feedback:

1. Multiple Bank Accounts per User Built a flexible account architecture where users can create unlimited accounts (savings, checking, crypto, etc.) under one login. Users can switch accounts instantly, view consolidated balances, and perform transfers between their own accounts with zero fees.
2. Fiat to Crypto Conversion: Integrated reliable payment gateways and crypto exchange APIs. Users now deposit fiat (via card, bank transfer, or supported gateways) and convert instantly to major cryptocurrencies (BTC, ETH, USDT, etc.) with live rates, low fees, and secure on-chain processing.

Best Fiat to Crypto Exchange: Convert Your Dollars to BTC

3. User Dashboard Enhancement Completely redesigned the dashboard with a clean, responsive UI. Added:
   • Real-time balance overview across all accounts
   • Quick-action buttons (transfer, deposit, convert crypto, apply for loan)
   • Crypto portfolio widget
   • Transaction history with filters
   • Personalized insights and charts
   • Dark/light mode and mobile-first optimization

All changes were deployed with zero downtime, full security audits, and seamless integration with existing ViserBank modules.

What Were the Results

After launch:

• User engagement increased by over 45% within the first 3 months.
• Crypto-related transactions grew by 3x.
• Average session duration on the dashboard rose by 60%.
• Positive feedback on ease of multi-account management and fiat-crypto flow.

Testimonial from the Client

“Working with ViserLab was a game-changer. The multi-account feature, seamless fiat-to-crypto conversion, and beautifully enhanced dashboard have made Gio Money truly stand out. Their team was professional, fast, and delivered exactly what we needed. Highly recommended!”

– Team Gio Money

Business Impact

Thanks to these customizations, Gio Money has:

• Strengthened its position as a crypto-friendly digital bank
• Attracted a larger global user base (especially crypto enthusiasts)
• Improved user retention and lifetime value
• Gained a clear competitive edge over traditional banking platforms

ViserBank proved once again that with the right customizations, any financial institution can deliver a world-class, future-ready banking experience.

Ready to launch or upgrade your own digital banking platform?

Explore ViserBank → ViserBank – Digital Banking System

Or contact us for custom development and integrations.